ASC / Medical Facility Solutions
HealthSure understands the needs of surgery centers, physician practices and medical facilities of all types. We’ve helped countless healthcare organizations across the nation convert risk into profits with our risk management and insurance brokerage services.
With more than 30 years of experience, our measurable, ROI-based solutions can help you take advantage of risk opportunities with alternative insurance models.
Professional Liability Insurance
One the most expensive areas of insurance for a medical facility, this coverage is critical to protect against patient claims of medical malpractice. The insurance marketplace has changed and so have the rules of the game. Don’t assume you have the most favorable version at the most competitive cost without a HealthSure review.
Executive Protection
Employment Practices Liability
In today’s medical workplace the risk of being sued by an employee for sexual harassment, discrimination or wrongful termination are more likely than ever before.
Directors & Officers
The business practices and decisions of healthcare boards, have come under intense scrutiny from governmental regulators and the public. Lawsuits, resulting in potentially devastating financial liability, can be brought by employees, bondholders, attorneys general, providers, patients and customers, vendors, creditors, competitors and regulatory agencies.
Fiduciary Liability
Fiduciaries of employee benefit plans are expected to act in the best interests of the plan participants. Under the Employee Retirement Income Security Act of 1974 (ERISA), if this duty is compromised, either intentionally or unintentionally, fiduciaries can be held personally liable for losses. Any employee who has discretionary authority over a plan or who assists in its administration can be a fiduciary and thus be exposed to liability.
Property, Business Disruption, Boiler & Machinery
This coverage is imperative in protecting your facility assets, loss of revenue and for funding unexpected expenses. Many programs specific to surgery centers and medical facilities now exist.
Workers' Compensation
This coverage protects employers against specific lawsuits from injured workers, and it protects injured workers by replacing some lost wages, paying for injury-related medical expenses and offering other benefits.
Billing Errors & Omissions
This important coverage provides protection for fines and penalties that may result from allegations of billing fraud, STARK violations, HIPAA violations and EMTALA violations.
Privacy Liability
The Internet poses significant risks for ambulatory surgery centers. This coverage protects against exposures related to privacy and identity theft, intellectual property, computer virus transmission and more.