Disability coverage provides value to employers as well as employees. Such plans offer the employee the reassurance that can come with having income protection. And offering disability benefits can help employers to attract and retain their most valuable asset—their employees. Group long term and short term disability products are usually offered through employer paid, employee paid or a combination of employer/employee paid plans.
Return-to-work efforts offered as part of disability coverage, when appropriate, may include alternative treatment plans including support groups and physical/occupational/speech therapy, as well as workplace modification, job analysis and placement and vocational testing and training.
Short term disability and long term disability insurance gives your employees peace of mind if they ever need to be away from work because of injury or illness. HealthSure also offers voluntary disability programs.
