Physician Solutions
Whether you’re a solo physician or group practice, making the right choices when it comes to insurance is no small task. Protect yourself or organization from the greatest risks while finding all the ways to cut costs. HealthSure can make it simple without eliminating your ability to choose. Learn more about some of the products specific to your practice and why they can mean the difference between success and failure.
Medical Malpractice Insurance
One the most expensive areas of insurance for a physician, malpractice insurance coverage, is critical to protect against patient claims of medical malpractice. The insurance marketplace has changed and so have the rules of the game. Be sure you have the best coverage at the best price for your specialty.
Entity Coverage
Do not fail to protect the assets of the organization and the employees.
Employment Practices Liability (EPL)
In today’s medical practice the risk of being sued by an employee for things like sexual harassment, discrimination, and wrongful termination are more likely than ever before.
Directors & Officers Liability
D&O risk is trending upward and this coverage protects against allegations of errors in judgment, breaches of duty, and wrongful organizational acts.
Fiduciary Liability
This type of management liability coverage provides protection in allegations of breach of fiduciary duty, loss of money and security, and other creditor-related claims.
Property & Medical Equipment
Particularly important in medical settings, this coverage ensures no gaps in coverage due to equipment/property failure or breakdown that leads to injury, illness, or death.
Workers’ Compensation
Workers’ comp coverage protects businesses from lawsuits when workers are injured on the job. It provides income replacement (indemnity) and medical payments.
Regulatory / Billing Errors & Omissions
This important coverage provides protection for unintentional violations involving billing fraud, allegations of STARK violations, HIPAA compliance, and other regulatory wrongful acts.
Disciplinary Legal Reimbursement
In those cases where legal disciplinary action does occur, this coverage can provide for counsel and reimbursement of monetary penalties.